Preferential interest rate for a new heating and photovoltaic system

Attractive conditions

Benefit from attractive interest rates and the waiver of the processing fee.

Product and term

2–10 year fixed-rate mortgage. Can be combined with existing ��ţ�� mortgages.

Financing from CHF 25,000

Applies to owner-occupied residential property or rented residential property including vacation properties in Switzerland.

Heating accounts for two-thirds of our total household energy consumption.

This makes efficient, renewable heating particularly worthwhile. You not only save energy, but also money. By replacing your fossil-fuel heating system, you can also significantly reduce your CO₂ emissions and make an important contribution to protecting the climate.

Did you know?

That installing solar panels on about 20m² of roof space will cover 80% of the annual electricity needs of a family of four in an average single-family home? And as little as 4m² of solar panels combined with a water storage tank will cover more than half the annual hot water needs of a family of four.

We keep things simple

We can find solutions, even for complex financing, whether it's a house or vacation home

Always at your side

Your personal mortgage advisor will guide you from the property viewing to signing the mortgage – and beyond.

Arrange appointments quickly

Thanks to our extended opening hours, you can get an appointment straight away, including evenings until 8:00 p.m. and get a credit decision on request within 48 hours.

Discover our guide to a climate-friendly renovation

Step by step to a climate-friendly home
Tips and evaluations from energy experts, architects, builders and federal authorities
Special offers ��ţ�� Mortgage Energy and ��ţ�� Mortgage Renovation

Download now

Who can benefit from the offer?

How can I save?

You benefit from attractive interest rates and the waiver of the processing fee.

Installing a renewable heating system saves you money, as energy and operating costs are usually lower than those of an oil or gas-fired equivalent. For many households, self-generated solar power is cheaper than electricity from the grid. (Source: energieschweiz).

Good to know: the costs of replacing a heating system or installing a photovoltaic system can generally be claimed against tax. Contact your local tax authority for more information.

What do I need to do to benefit from the offer?

The amount of the ��ţ�� Mortgage Energy will correspond to the cost of replacing the heating and/or installing solar collectors or a photovoltaic system. The minimum financing is CHF 25,000.
Get in touch with one of our mortgage advisors.
You submit a cost estimate to us in advance and an invoice for construction costs after the work has been completed.

Contact us to take advantage of this offer.

Which heating systems are considered renewable?

What are the benefits of a photovoltaic system?

��ţ�� Mortgage Energy in detail

By switching to renewable energy, you can benefit from attractive interest rates when financing your new heating, solar collectors or photovoltaic system. The offer applies to existing ��ţ�� mortgage clients, as well as new clients who want to take out a mortgage with ��ţ��.

Interest rate: fixed, depending on the term

Duration: 2–10 year fixed-rate mortgage

Amount: from CHF 25,000

Amortization: can be specified in the contract

Use: for single owner-occupied property, for replacing and installing energy-efficient heating, solar collectors or a photovoltaic system.

Conditions

The offer applies to a single owner-occupied or rented residential property (including vacation properties).
The overall financing of your property is with ��ţ��.
Financing is granted in accordance with ��ţ��'s usual standards for real estate financing.
A ��ţ�� Mortgage Energy gives you the means to replace your old oil or gas-fired heating system with one that uses renewable energy, solar collectors or a photovoltaic system. The minimum financing amount is CHF 25,000.
You submit a cost estimate to us in advance and an invoice for construction costs after the work has been completed.
The offer can be combined on other tranches as part of the overall financing of the property with the special offers ��ţ�� Hypothek First Home and ��ţ�� Hypothek Renovation.

Factsheet for ��ţ�� Mortgage Energy

Are you planning a conversion or renovation?

As a real estate owner, you will eventually have to convert, renovate or refurbish your property. This will usually require suitable financing. We’re happy to help you with your project, including with the special ��ţ�� Mortgage Renovation offer.

We look forward to hearing from you.

A climate-friendly renovation is worth it

Calculate your property’s estimated energy use and renovation requirements as well as its CO2 emissions free of charge in just a few steps.

Calculate now

Personalized advice
Fast turnaround times for financial confirmations
You decide on how you would like to receive expert advice - whether by video call from home or in one of our branches

Make an appointment

Questions about mortgages? Call us on 0800 002 559