Family
Alimony in Switzerland: A short guide
Maintenance payments (alimony) provide financial security for a spouse or child. All you need to know.
header.search.error
Family
Maintenance payments (alimony) provide financial security for a spouse or child. All you need to know.
鈥淢arriage is no longer a life insurance policy for women,鈥 announced the Swiss media in spring 2021, referring to recent decisions made by the Swiss Federal Supreme Court relating to alimony payments for divorcees.
Maintenance payments, also called alimony, provide financial security for your spouse and children should you get divorced. When is there a claim to post-marital maintenance? When is there a claim to child maintenance? How high is a possible claim and how do recent rulings of the Federal Supreme Court affect the alimony claim for the spouse?
This article addresses precisely these questions.
Spousal support: who pays alimony after divorce?
In principle, the primacy of self-sufficiency applies. This basically means that spouses must provide for their own maintenance after divorce. Nevertheless, if a marriage is ruled as having had a formative effect on the spouse鈥檚 way of life, post-marital maintenance may be owed.
But what does formative effect mean? According to new case law, a marriage can be considered as having had a formative effect on a spouse鈥檚 life if, among other things, the spouse was not able to be financially independent during the marriage due to responsibilities associated with childcare or with running a joint household and, after the divorce, this person is no longer able to earn their own income or provide adequately for retirement 鈥 whether because of ongoing childcare duties or because they were absent from the labor market for too long. The competent court examines whether post-marital maintenance is owed against the background of the particular circumstances of the individual case.
Prior to the recent change in federal court rulings on alimony law, the question of whether a marriage had a formative effect was answered according to the following principles:
Until now, there has been no consistent method throughout Switzerland for calculating alimony payments, as this was partly dependent on different cantonal requirements.
As mentioned above, the Swiss Federal Supreme Court has introduced a series of successive decrees intended to modernize family law. Divorced spouses will thus be increasingly responsible for financing their own living expenses.
While some decisions will continue to be made on a case-by-case basis, the court has specified that greater deliberation is now required before a marriage can be considered as having had a formative effect on life. The following was decided:
According to the new legislation, a marriage can be viewed as having had a formative effect on life if one spouse has given up financial independence to provide for the household and look after the children, and can no longer return to their former occupation. But even then, the duration of the maintenance payment is suitably limited, and taking up gainful employment may still be reasonable even at an advanced age.
A marriage is said to have had a formative effect on life if one spouse has sacrified their financial independence to care for children or the household and cannot return to their former professional occupation after the divorce.
A two-step method with surplus distribution is used to calculate the maintenance payments. What this means is that the total income of the spouses is first determined and then the needs of all those concerned. This standardizes calculation of alimony payments throughout Switzerland.
Child support: What rights to alimony does a child have?
In principle, children have a right to support, regardless of their parents鈥 marital status. This applies until they are either of legal age or complete a degree or an apprenticeship, enabling them to begin employment.
If parents divorce, the question arises as to who is responsible for child support, to what degree, and how much the payments be.
Child maintenance is determined by the court and comprises financial support and a childcare allowance.
The standard of living of the parent providing financial support can also effect how child support payments are calculated. If the parent鈥檚 income and standard of living are high, they may be required to pay more.
听
Start planning your finances early 鈥 so you are also prepared for the unexpected
Nobody wants to think about subjects like alimony payments when getting married or planning a family. However, recent Federal Court decisions on maintenance law have underlined the importance of taking matters into your own hands and planning your finances over the long term. Addressing more emotionally difficult topics, such as separation and death is also worthwhile.
Expand your financial knowledge
Would you like to learn more about 鈥淲ealth Planning鈥? Then subscribe to our 鈥淲ealth Planning鈥 learning path today.
Because a personal conversation is worth a lot
What can we do for you? We鈥檙e happy to address your concerns directly. You can contact us in the following ways: